🎉 The Community Portfolio Goes LIVE! Today is a historic day for Wall Street Wildlife. We’re deploying capital into the first five stocks chosen entirely by YOU. Can the “Wisdom of the Crowds” outperform the Badger and the Monkey in Year 3 of King of the Jungle? The experiment begins now!
💊 Novo Nordisk Deep Dive: The GLP-1 king was the community’s #1 draft pick, despite a brutal 50% drawdown. We analyze the bull case for weight loss drugs, the incoming oral pill revolution, and if this falling knife is finally safe to catch. $NVO
🫀 TransMedics: “Organ in a Box” technology that is saving lives and compounding capital. Is this razor-and-blades model the next Intuitive Surgical, or priced for perfection? $TMDX
🍋 Lemonade’s AI Revolution: A digital-native insurer that doesn’t make you hate yourself. We debate if AI underwriting and a millennial-first brand can actually disrupt the legacy dinosaurs. $LMND
💳 PayPal: Turnaround or Trap? The community voted for value, but the market hates the uncertainty. We look at cash flows, aggressive buybacks, and the Google partnership to see if the bottom is in. $PYPL
📊 The Trade Desk Fight: Down massively from its highs, this ad-tech giant splits the hosts. Will “Agentic AI” kill traditional ads, or is this a generational entry point? Monkey demands answers! $TTD
🎲 Monkey’s Genius Group Gamble: Christophe breaks down his controversial micro-cap bet on $GNS and the alleged naked shorting schemes. Is this David vs. Goliath, or is Monkey just throwing bananas in the casino?
🎮 The Traitors Confession: Luke gets absolutely destroyed by a 16-year-old in a weekend long social deduction game. If he can’t spot a Traitor, can he spot a fraud? (The answer is concerning).
👨👩👧 Christmas Investing for Kids: Forget plastic toys. We’re planning a special guide on starting your child’s wealth journey. Send in your questions now!
Sources:
Genius Group analyst: https://x.com/TheRealWyckoffG
Segments:
00:00 Cold Open – Casino Bet or Investment?
04:00 Community Portfolio Introduction
04:43 The Voting Results Revealed
05:46 Stock #1: Novo Nordisk – GLP-1 Giant or Falling Knife?
18:40 Stock #2: TransMedics – The Organ Transplant Revolution
25:33 Stock #3: Lemonade – AI-Powered Insurance Disruption
33:16 Stock #4: PayPal – Value Play or Value Trap?
40:06 Stock #5: The Trade Desk – Monkey’s Big Objection
51:25 Genius Group – the Controversy Explained $GNS
01:03:00 Traitors!
01:10:30 Investing for your Children – Episode Preview
WSW – EP 108 – Video –
I would not call this an investment, but what this is, is closer to, I mean the upshot here is so massive that it’s sort of like going into the casino
I love games and this was like the best game I’ve ever played in my life. everyone played their roles really well, and there’s a lot of like, you know, like backstabbing and double dealing
a reasonable call it very high risk bet. But that’s half of it. That’s not why I’m investing in it.
we now have the first batch of the Wall Street Wildlife Community portfolio.
You guys have nominated, you voted, we’ve listened, and there’s a top five stocks that we are gonna buy live on the show today
For an advertising free version of the show, check out patreon.com/wall Street Wildlife.
Welcome to the Deep Investing Jungle with your hosts Luke, the Badger, Hallard, and Christophe the monkey Ky. This week Christophe has added his position in Genius Group. I have questions. He also bought. EOS calls unexpectedly. What could go wrong? What could go right? Plus, we now have the first batch of the Wall Street Wildlife Community portfolio.
You guys have nominated, you voted, we’ve listened, and there’s a top five stocks that we are gonna buy live on the show today to get the community portfolio started. And if this goes well, it’s gonna beat both Badger and Monkey in year three of King of the Jungle.
Live today badge. It’s a huge day for the Wall Street Wildlife. Beasties.
Don’t tell us which. Is there anything like, you’re gonna, you’re gonna hit the buy button on these five stocks. Are there any that you are really, you’re not feeling good about buying?
yes, there are some I’m not feeling good about and it’s gonna be painful to press this buy button ’cause it’s my bananas technically. But no, I mean it, I’m sure we’re, we’ll divvy up the bananas later, but yes, it’s weird. It’ll be weird buying something you don’t think you should be buying.
The wisdom of the crowds. I think we’ve got some good choices. I, I, I’m a bit negative on one, but I, I think we’ve got some good picture.
Okay. Yeah, I, I’m just excited, I’m excited that, uh, for all the reasons we talk about so often. That our community is really coming together. And you know what? I was, uh, I guess we might as well just roll right into it, right? Skip the chitchat for later. Uh, I was really surprised by the number of votes we got.
I mean, there was, it was a very active voting community, right? They just kept coming in. And as we talked about too, the wisdom of the crowds, the more you have, the higher the correlation to that crowd like effect. So I’m really, I’m really digging that. Good job Beasties.
And this is just month one. So we’re buying five stocks to get the portfolio started. Oh, we did have an interesting debate actually in the community. So we got our top five names. Um, should we equal weight the allocations? Like it’s 500 bucks of gonna invest or should we like wait the allocations to the votes and we got some good inputs.
But I think the majority, and I kind of like this idea myself, the majority rule was we’re going to equal weight these five.
Right. And I think the reason it was a little bit up for debate is because when we look in at, when I’m looking at the tally, one of these was far and above the greatest, uh, vote-getter. And so there is this, uh, thought that, well, why shouldn’t, why shouldn’t that one get a little bit more exposure than say, the one that ended up in number five, which got almost 75% fewer votes, give or take?
Uh, but I, I, I, I think, I think the community is right on this one. The portfolio management allocation stuff should happen over time and later. For now, we just want to, I mean, if they’re all five good candidates, right, then you’re trying to be a little smarter or a little bit more, you know, cute. You’re getting cute to some extent if you’re managing right from the get go.
So, uh, yeah, I’m cool with the equal weight stuff.
Should we go to that now or do you want to tell me about your genius investment in genius groups? So I can rip the shares outta that.
No, let’s, okay. You, you, you ripped me and you one about genius, uh, in the back half of the show. Let’s keep rolling. Let’s keep rolling with the portfolio. ’cause this is the big news, right? This is a big day for us today
it is,
it’s cool. So here are the, um, the nominations. I think that’s like 16. I balling it. 16 nomination. 16. Options that were put forward by the community. And yeah, like the far and away winner is a Badger stock. They like my Novo Nordisk.
It got 15 first choice votes and eight second choice votes to give it a total score of 38, which is actually like meaningful if you can, if you can’t see the graphic, like second place had a total score of 29. So that’s like, you know, there’s, there’s significantly more conviction in Novo Nordisk than the second idea.
yes. And curiously from monkey side of things, Novo Nordisk was my go-to stock that I keep showing charts about, uh, what we’ve done it two or three times now. And I was making one point about it from a technical standpoint, which is that the momentum is down and it’s down and it’s down severely. Uh, and my point continues to be when you have a, what, $208 billion stock like this.
You have all kinds of institutions, you have all kinds of quants with their eyes on this, pension funds and so on and so forth. And if the momentum is straight down, then you have better know way more than basically hundreds of billions of, of dollars of invested money. Do we really know? Do we really do, does the invest, do you the individual retail investor really know more than all these quants that are selling this thing massively?
And my answer is, in this particular instance is I doubt it. And so I’ve been kind of saying. I mean, I’ve, I’ve started following this story too, by the way, which we should talk about. But, uh, I’m saying this is a case where the retail investor is probably making an error by buying too soon.
Okay. I disagree. I’ve, I’ve, I’ve owned it for a little while now. I’ve added quite recently, um, a. I’m taking a long term view. I kind of don’t mind what it does over the next year and, you know, maybe the next year is like where your momentum and inflection will turn. Who knows? Um, but like long term, I feel like this is a great stock.
Let’s, should we, should we say like, who nominated the stock as we go through these five?
don’t think that matters for, for,
I mean, our community nominated the stocks and you know, it’s the voting that counts. So you wanna talk, so let’s talk about Novo and could, could I actually lead with a question and you sort of answer this? I’ve followed, I’ve now. I think done my due diligence in terms of educating myself about, uh, the main issue, right?
And I think what it comes down to, tell me how this sounds like the bull cases, like they, they discovered and made this killer drug, right? Or drug class. And then, but there were shortages because it was so effective and so along come all the copycats and all the ways that the patent rights weren’t upheld.
And ironically, the company that invented this crazy blockbuster is lost half of its market cap because of all these other dynamics. That’s how I kind of understand the, the, the, the context. My question is, is why, what makes the bull case say now that. All these issues that’s circling around it, that they’re gonna be solved or overcome or, uh, that they won’t affect Novo going forward.
They made some really clear execution errors, uh, in terms of like, they were too successful with this drug. They didn’t, they weren’t ready to manufacture it at the scale that was needed. And clearly there’s like, there was enormous demand for this category of drugs. So they got classified in a particular way that allowed like other companies to basically ignore the pattern that Novo nor disk.
Had, and they just go and manufacture their own version, you know, sort of emergency use, kind of, um, authorizations in different ways. Uh, and they also, like, they screwed up big time because they, I, I think they forgot to somehow renew one of their patents in Canada. So they, that’s, you lost like the market there.
Um, so some serious operational screw ups and is now, as of literally like weeks ago, like a whole new board of directors change of leadership. So, you know, the new leadership have to prove themselves. But one thing the company is doing is it’s really on the front foot now and being proactive about building the manufacturing pipeline for its oral weight loss drugs.
Um, ’cause these are gonna come to market pretty soon. Like they’re, they’re in the, uh, like final sets of trials to get approved for distribution and like the demand for. Basically like tablet versions of ozempic is gonna be much higher than the demand for injection injectable versions. ’cause like some people are scared of needles, um, and it’s more convenient, frankly.
Um, so yeah, if they can get this stuff out at scale, they’re gonna clean up. And it is like a duopoly, like those Novo and Eli Lilly, their main competitor. And I do think like Eli Lilly is objectively like the stronger company, um, also has like the domestic manufacturing footprint, which in a world of tariffs might be advantageous.
Um, but I think that’s reflected in the valuations. Like Novo Nordisk is actually relatively cheap and on top of everything else. Like it pays a nice dividend. I think it’s a decent, I think it’s a decent investment and I, I’m hoping, like, I’m expecting that they’ve learned the lessons of the mistakes that have been made.
And they won’t repeat those. If they repeat the mistakes, then obviously like the company is.
All right. Could I, could I, that sounds lovely. Uh, riddle me. This, it, I, I trust that the entire world’s medical community and e everybody in their, you know, monkey’s uncle is trying to find ways to profit off this thing. And you could make these compounds that are sort of, like you say, similar enough and you, you kind of tweak them a little bit and you add a compound, you, you add some extra chemicals to the thing.
So now the patent is no longer in play because the. Competing company says, look, it’s a new thing. Uh, and basically like, you know, pirating and pirating and why are we not scared? Basically that even with the patents, even with operational fixes for a company that’s $210 billion market cap and all these competitors basically like thinking about ways to, to, to rip this off. Uh, and this is kind of as far as I understand, Novo’s one trick pony,
They got a whole bunch of diabetes medications, but this is like a key
right. This is the key, right? That why are you not more scared that this is gonna be, in a sense, commoditized and from a $210 billion market cap, that it’s a long, long, long way down still.
Um, it’s competitor Eli Lilly. Don’t forget. Is like a $700 billion market cap. Did I completely make that up? Hang on a sec. Hang on. Eli Lilly,
well, I’m actually not even worrying about them. I’m thinking about all the, all the hundreds of other little guys that are just going to,
you know, you know, when you walk through a, a, a market in, in whatever, and you have the ripoff, ripoff, headphones, and ripoff, whatever.
It’s okay. Look. Alright. So I, I did wanna fact check myself. Eli Lilly is a trillion dollar company now. Looks like they’ve just crossed that,
that thing in the last couple of days maybe. Um, because this market is so massive, right? Um, there is, so there, there will, unless there are such severe side effects with these medications that they’re just not adopted by folk who want them, the, the untapped market for this stuff.
’cause it, it’s been like there’s demand. But it’s been, they’ve been expensive drugs up until now, and recent negotiations between the Republican administration and these firms is getting like the cost of these drugs down to a level that most people can afford them. And so, you know, and, and it’s the order of it was like a thousand dollars a month, that kind of number.
I think now the number, if you, you know, you might not be on the best version of the drug, but the number’s down to more like a couple of hundred bucks a month now, something affordable. And if you want to lose weight or if you have a problem with, I know, like impulse control or addiction to your smartphone or gambling or alcohol, you know, stuff that might be wrecking your life.
These drugs seem to be like a key to the solution. So like who ain’t gonna want that? Even if it comes with some fairly minor side effects.
Yeah. Although, although, although badge, this is funny. Sorry. It’s just timely. Mrs. Monkey And, and and I were talking about this generally yesterday. Just yesterday. ’cause we were curious, you know, I was, we were walking dinner talk, right? Dinner talk at the monkey household, like what’s up with this ozempic stuff.
She reported to me, uh, uh, that, uh, lady parts, lady parts get severely affected and not for the better,
uh, due to this. Or maybe this is the new research coming in and it’s really not that great. And maybe there are, like you were saying, these as yet to be discovered. No good side effects. Uh. All of which is to say, I, I find it fascinating that this has become this magic cure, right?
All of a sudden it’s gonna cure everything. Ironically, this morning, shares are down 6.5% right now because it turns out that Alzheimer’s, um, research came in, uh, no better than the placebo. So not conclusive endpoint. But anyway, you know, anytime you, it’s the kind of critique you always give me, right? Like, oh, magic, magic drugs, solving everything.
Right? Uh, and I’m, I’m here weirdly skeptical, saying there’s gotta be unspoken of downsides to this kind of thing. Like how many times do you really discover magic beans?
well these aren’t like brand new drugs as well. We’re probably going too deep on this for community conversation, but these aren’t like brand new drugs. Like Novo Nordisk had some version of this for diabetes for a long time, for like decades, and then these GLP ones emerge from that research. So actually they’re relatively well understood.
And yeah, there are side effects, but, and if you’re a diabetic or if you are, if you, if you’re clinically obese, right? You might, uh, you might be correct to accept the side effects and the impact on your lady parts, or maybe your man parts, I don’t know. Um, and like nausea and whatever else you might get.
’cause you’re like, well, you know, I’m actually gonna lose a ton of weight and in the long term that’s gonna correlate with like a longer, healthier life. And then, you know, maybe I can wean myself off these drugs. Albeit, I think the, not the thesis. I think the, the general thing is that once you’re on them, you’re kind of on them for life.
Um, anyway. Yeah. Look,
For the record badge, I just,
yeah.
I just wanna be on the record. Forever that monkey prioritizes his monkey parts and he, he would not wanna mess with, with, with this business under any circumstances. So moment, here’s the, the moment of, of, uh, of truth monkey has transferred over the 500 bananas for the Wall Street Wildlife portfolio.
Uh, here it is. Oh, that’s, well, I can’t really, here’s the 500 bananas in Robinhood and I am now going to press, uh, the button for NVO and see how many shares we get. And by the way, this is the one that monkey is not, not happy. Uh, as you could tell, buying in, in the portfolio. I think the timing is still off, but it’s not my call to make in this case.
So. Here we go. Uh, a hundred bananas. A hundred bananas
you, while you’re bitching, ammo in, press those buttons quietly, right? You can bitch ammo you like. But, You know, our nominator, uh, who’s a well-known, renowned community member, we’ve just said we’re not gonna name people. Um, and 15 other members of the Wall Street Wildlife community made this their first choice.
So suck it up Monkey.
All right kids. Uh, it’s official, uh, wall Street Wildlife Portfolio. Its first purchase ever was 2.249 shares, so 2.252 and a quarter shares of Novo Nordisk at the hot price of 44.45 bananas each.
Great. That, that, that comes to a hundred bucks. Does it?
Oh, yep. And here’s the, it’s the, here’s the official proof.
Very good. We’ll take you away for it. Great. Good. Alright. Now, it was a, it wasn’t a close second place, but in second place. Was the stock Actually you and I both own and both really. Like as you brought it to my attention a couple of years ago, you were the first person in my circle to talk about it.
Uh, this one is trans medics. You wanna tell us a bit about trans medics?
Sure. We’ve talked about this one quite a bit. It’s, uh, we both own it in our, in our, our urban portfolios. I own it in the King of the Jungle portfolio as well. It’s one of my favorite companies in terms of being aligned with both the business model and the fact that it saves lives. In essence, it’s, uh, it’s um, uh, organ transplant.
A company that helps one the organs stay alive and call it fresher better. But you soon realize that that is only one piece of the puzzle. It’s the logistic piece, getting the organs to where they need to go in a timely matter without all kinds of complications that involve travel and transport. That is the piece that Edix also set out to solve by basically creating their own transportation network, buying planes.
There’s a lot of hubbub about the capital expenditures, expenditures involved in buying planes and return on invested capital with that stuff. Uh, but, but what it seems like to me is that they are in a sense, kind of like a mini intuitive surgical, like, you know, you start small with, um. A technological innovation, and then you build out the razor and blades model and then you start kind of infiltrating into hospitals and all, you know, um, how things are just done.
And they are now on the cusp of expanding internationally with Italy being the first European country to get involved. And then there’s going to be further expansions involving, uh, kidneys basically are the next thing. So we’re dealing with heart, lungs, liver, and then kidneys. Uh, and it’s still a fairly small company in terms of market cap size, which is why monkey really loves it and management and that, I mean, everything about this company, I would say is a level excellence, uh, despite the stock kind of being fairly, fairly volatile ish.
go hit that buy button while I chat about it. Um,
our, uh, I like this one too. And, and they’re, you know, they are doing good interesting work. Like they’re, they’re not just expanding the market for transplantation like they are, they’re enabling transplant organ transplantation where it couldn’t happen before.
Um, and previously, like transplant surgeons could only really do all their work like in the late afternoon or at night because literally, like, you know, the heart was on its way from the donor to their hospitals so they could transplant it, it would take, you know, if it went overnight, the organ would typically degrade too much and wouldn’t be viable.
But now ed solution keeps heart’s, lungs, and livers viable for much longer. Um, by literally, you know, creating a artificial body for them to exist in where oxygenated blood is like flowing through them. And, um. And it means that you need, they can fly organs, they can overnight them, and then the transplant surgeon can kind of have it in his diary, you know, show up at 9:00 AM and he, whenever he starts work and he’s got four or five transplant patients lined up for the day and the organs are all kind of sat there, all they’re, you know, they’re inbound and due to arrive within like the hour and they can, they can work like a more sensible day.
Um, so yeah, I think it’s, it’s a really good technology. Um, and our community likes this one as well, just ’cause some of the numbers are quite strong revenue up 32% year over year in the most recent set of results. Um, gross margin expansion, operating margin expansion. Um, so yeah, like, I, I like this one. I like this.
It’s a great company. This is actually one of the two companies I, um, I created like a sort of fun video for the kids in the extended family for, and said, do you wanna buy Edix or do you wanna buy Rocket Lab with the Christmas present money that Chris, Katrina and I are giving you?
Yeah, this is, uh, great point. This is one of those companies where you feel like as an investor you learn so much, especially, you know, you gain an entrance into the world of surgery and the world of, uh, what physicians have to go through. And some of the graphic, I mean, I don’t know, some people might be squeamish looking at organs, uh, you know, real pictures of organs, but I think for any young person it’s, or anybody really, uh, looking at the slide decks from Eds is so worthwhile.
So worth your time. So, uh, check it out if you haven’t yet. Badge, we are officially wall. The Wall Street Wildlife Portfolio officially now owns 0.73 shares of EDS at an average cost of 136.61 bananas.
Awesome. Great stuff.
Good job us.
yeah. Good job. It is nice having the ability to buy fractional shares. Like if you had a $500 portfolio and you wanted to buy five stocks equal weighted well in the past you wouldn’t have been able to buy Edix thing ’cause it was too expensive. Um, but now you can own like a three quarters of a share, which we now do.
Yeah. Right. And the reason that’s important is because we know the top resistance to investing where we’re starting to make generational wealth is people saying, I don’t have enough money, or I can’t buy, you know? No, no, you, you can open up your favorite brokerage, be it Robinhood, whatever, in this case, Robinhood, and you could buy $10 worth of Eds, and you’ll feel so much better about having done so over 10 years from now.
Believe us.
And if somehow you’re listening to us on this podcast at episode 108 and you still haven’t like opened your investment account, just go and do that. Open the investment account and buy $10 worth of Eds. Right? Why not? And then just past following the story. Yeah.
Exactly. Why not? Why not do that?
Uh, we’re broken records about this point, but I mean, this is the main thing.
Yeah, let’s, we’ll loop back to this at the end. ’cause we had a suggestion from Sunil in our community that I wanna. Kind of put out into the airwaves and see what people think. But anyway, for now, let’s, uh, let’s plow on through our top five. So I’m gonna intro this one again, but you’re gonna have to talk about it ’cause I know not much about it.
Um, but in third place, also with nine first choice votes, but just a, a slightly fewer second choice votes was lemonade, the insurer.
goodness. I learned about lemonade years and years ago. ’cause that when it iPod, uh, around 2001, it was like at the peak of, you know, mania. Uh, and, uh, since then, it, you know, it cratered. Cratered, badly. But the idea of it was just the best. It’s kind of the friendliest, it has the friendliest user interface to sell insurance using ai.
Uh, so it’s kind of, I think of it as the next generation digital native people who want to buy insurance, including home insurance, pet insurance, car insurance. And the more data that is collected by the AI sort of, uh, foundation, the better your rates and the better everything gets. I’ve always personally legitimately been impressed by the, the slick.
Yeah. The u user interface. They, I mean, they go out of their way to make it appealing, you know, buying insurance to make buying insurance appealing. I don’t know what your experience badge over in the UK is like dealing with car insurance and house insurance, but makes monkey stomach turn a little bit. Uh. Lemonade is, you know, provides the user experience anyways so much better. But this last quarter, you know, you could start seeing a major financial inflection point. So, um, I think it’s best, let me read what the GPT says. ’cause I asked it to, you know, summarize it very concisely. Here’s what Lemonade does, and I think the answer is pr pretty good.
So I’ll just read this, uh, from, um, from the GPT script. Lemonade is a full stack AI native insurers selling renters, homeowners, pet car, and life policies in the US and EU via digital app, with bots handling most underwriting customer service claims, and a give back model that donates leftover premiums to charities chosen by customers.
That’s, that’s a gimmick. Whatever the investment thesis hinges on operating leverage from the software heavy model, enforced premium has passed 1.2 billion with 2.9 million largely young customers. Revenues growing 35 to 40% year over year gross profit and gross margins are rising. And gross loss ratios have improved into the low sixties As pricing and risk models mature, that’s basically how much money the insured gets to keep versus how much they have to pay out.
But lemonades still runs gap losses and depends on continuing to scale, refine underwriting, especially in car and manage reinsurance to reach a durability durable profitability. So from an investor’s perspective, it’s a higher risk, higher high operating leverage growth play on AI disrupting personal insurance rather than the traditional steady cash cow insurer. So AI plus insurance, it’s been, it’s been a couple years now, um, and the numbers from everything I see based, especially on the last quarter are really beginning to show that inflection point. Of profit profitability. Um, and I’m excited. I’m really excited that Wall Street Wildlife chose this one. It’s one monkey actually was thinking of buying for the King of the Jungle portfolio himself at one point, but I’m gonna let the community have it.
It is cool. Yeah. Um, while literally just while you were chatting, I was about to say, oh, a lemonade isn’t available in the uk so I dunno much about it, but I, I googled it and they are, and literally in the time it took you to kind of read us through that, uh, I’ve got two more clicks and I think I’m about to get an insurance quote.
It was that easy. So, well, I need to, I need to get a verification code off my phone, but I think it’s about to, I’m at the last day where it asked me like 20 questions about my cat and my house and what my roof
is made of, and I think I’m about to get a quote that was pretty easy and pretty painless. So, yeah, maybe I need to look into this one a bit better.
I, I was never turned onto it, but I just dunno why, like, I guess ’cause it’s a FinTech and it’s not wise, so, you know, I didn’t, didn’t immediately fall in love with it, but I should probably look at this one a bit better.
Yeah, I mean this is, you know, uh, the peop there’s some people that absolutely go nuts over this. You know, one issue for investors is how much do you really wanna know about insurance? You know, like, I mean, the insurance business is, to me not the most exciting thing to, you know, get, you know, oh boy, I get to find out about insurance today.
But when insurance is being call it, um, disrupted with a company that has a really brilliant CEO and they seem to be doing everything right in terms of user, you know, like branding. Uh, it kind of, you know, it kind of reminds me a little bit too of Robinhood. Where for a while Robinhood had this nasty reputation.
There’s still a lot of sort of, now that I understand more about market stuff, there’s still things behind the curtain that aren’t great. But the user interface was just so much better than anything else.
We saw what happened with Robinhood stock. I mean, it just like exploded like that. Coiled, spring exploded massively.
I kind of think Lemonade is setting itself up in a similar way with that brilliant user interface and um, and popularity. And why use the last generation insurance platform when you get everything better with the new one? You know, I mean, sometimes it feels a little obvious, but,
Well, we, we are buying, we have no choice in the matter, but I think, I think you are happy about this one and I’m, I dunno enough about it to be happy, but it seems like a decent idea. And actually this is good because the reason why you’re buying, the reason I was really keen to do the community portfolio when it was suggested was like, this might surface ideas or remind me about stocks that I might have overlooked or just may not be on my radar.
And if our community likes something, you know, enough that. Like 20 people voted for it, then you know, I should probably take a proper look. And so there we go. Straight away out of the gate, I’ve got the stock. I should take a proper look at.
Exactly. You know, side comment. ’cause I think this is, we’ve talked about this for a while and I felt it so much in the last six months, we’re now overloaded with information, right? I mean, that’s kind of, it’s like, how do you, you, you filter it all. You have gpt and you have X and you have sell side analysts, buy side analysts.
You have, I mean, I love that. W maybe with our job as investors now in 2025 is, is like finding the smartest ways to filter that information and put, prioritize it and via this kind of system, you know, say no, look, there’s, there’s a hundred people saying Look at lemonade.
Yeah,
That’s a, that’s a signal, right?
And then we use our experience as investors to kind of, you know, is there, there, there, uh, I love this process where it stands right now.
yeah. So, uh, Beasties, it’s official. The Wall Street Wildlife Portfolio now owns 1.37 shares of lemonade at the fine bargain basement price of 72.92 bananas.
Alright. If there’s any stock in this top five, I don’t like, it’s the next one. It’s yours again, I’m afraid.
and what is that?
It is with six first choice and six second choice votes. PayPal.
Ooh, you know what’s so fascinating about this is if you’re following Monkey on the Trading channel, uh, over on our Patreon monkey just lost his trousers and then some, uh, on PayPal because after the initial earnings call, it really seemed like this is now go time. Uh, so Monkey Guy had, uh, shares and a.
Uh, June call on PayPal. Well, lo and behold, a couple days ago, the CEO went to a big conference and basically through, I think to his credit, was very, very honest and said, one, he’s seeing increased slowdown in low and middle customer, low and middle class spenders. That’s bad. That’s not just bad for PayPal, but that’s just bad for the economy in general. And he also admitted that the technological turnaround, the integration of PayPal with all of the merchants, that the previous administration was so inept that it actually might take them longer than he. He, you know, thought and that they addressed the top merchants. I think he said 15 to top 20% accounts first, but there’s still a lot of work to go. And so the reason the earnings call was exciting in part was they’re saying like, look, we’re growing. Uh, we’re, we’re on the up and up and we’re now integrating with open-end ai. And the, the other model, I forget what it was, anthropic or whatever it was, right? But PayPal is definitely now proactively getting its game on in terms of, uh, not just stagnating, regardless.
Monkey sold his position because it seems like the turnaround will just take longer than expected.
And simultaneously just for trading purposes, monkey had so many better places for the bananas that he made the difficult decision to say, I’m gonna buy back later when the turnaround is now sort of more fully in swing. We now are, uh, our, our community, uh, by voting for PayPal is saying, you know what, it’s still massively undervalued. And I agree with that because PayPal is gushing cashflow. It just instigated dividends and it’s buying back its company at a rate that is actually quite staggering. So I don’t think there’s any debate that this company on pure financial fundamentals is undervalued. The only question is, you know, when are we gonna get that major, major inflection point? And monkey is betting that’s gonna be sooner than later changed his mind. Our community is saying, no, we want the undervalued financially sound company now, and we’re willing to wait. That’s how I read the situation.
All right. Very good. Go. Um, I’m, I’m, but I’m bearish on this. I just don’t like the company based on my own personal experience of it. Go, go be doing that. Buying while I’m chatting there. Um, uh. But I put putting aside like my personal gripes about the company, um, let’s just pick out some of the innovations that our nominator suggested.
And a couple of these do catch my eye as quite interesting. So, um, AI powered smart receipts, like that’s pretty cool. That’s that, that makes sense. Um, fast lane checkout, like personally I think I prefer like Adyen and solutions like that, that are built like bespoke from the ground up. AG agentic, AI commerce though, and like PayPal could have legs there because, you know, when you come back to us you can probably remind us about the, the nuance of that open AI deal.
But I think the announcement was like PayPal being integrated into open AI so that your agent, when you tell it to go and you know, find me like some new light bulbs from my office and you show it a picture of like the blown bulb, then it can go and research, figure out what that thing is. The agent on your behalf can like find the best deal.
And then it can actually do the purchase and it’s integrated with your PayPal, so it can actually, you know, spend money from your wallet, presumably with like a, you know, final authorization from you to say like, yeah, go.
And, and this is kind of up your alley too, badge, uh, they also announced integration with Google and their ads model. That happened early in September, and the stock kind of shot up on that and then again drifted down. Yeah. I, you know, even without fully understanding, call it the nitty gritty of how, uh. I’m sure that relationship is very, very complex to monkey’s, simple brain. All I need to know is that Google, as the top gorilla in the jungle has, its say in who it wants to partner with and the fact that PayPal and Google are going to sort of integrate their forces and say, if there’s an ad, there’s a way for merchants to profit from it, and PayPal is gonna be the, you know, the buyer button of choice.
And obviously this is beneficial for both parties for that kind of deal. To happen between two monoliths to me is a huge, huge vote of confidence. Then it’s just about the timing and how long it’ll take to kind of spread through the ecosystem in of sorts, and you as a major Google, uh, shareholder and advocate, right?
You might ask, well, why? It’s an interesting position. It puts you in, you love Google, you know, they’re, they. They’re amazing and they’re, they’re for all the partners they could have had they chose this company that you’re like, eh, I don’t like it. Do they know more than you? Right. Do they understand the company better than you do?
At least in this segment, I’m saying? Yeah. Obviously.
Okay, good. We own some PayPal. How much do we buy?
Yes, we do. We, uh, own exactly 1.66 shares of PayPal at the literal market basement price of 60.14 bananas, because this thing has caused a lot of pain from many investors since 2001, including yours, truly over the two months that he owned it.
Alright, and then to round out our top five, uh, with three first choice votes and five second choice votes, we have the trade desk ticker, TTD. Um, I used to own this one and I no longer do, but I’m not necessarily bearish on the company. I think it’s a decent pick. It’s really, it’s sort of complex what they do.
Um, but to try and make it simple, like if you, when you see, when you open a webpage on your computer, on your phone and you see adverts. M in most of the time. ’cause they’re one of the dominant players. The Trade desk, they were involved in the de deciding which advert you would see. And, and you can imagine that like, there’s a lot of sort of privacy important, like private information about the things I’m interested in based on, you know, the Reddit sites.
I look at the Reddits and the other things I’ve bought and stuff I’m researching and maybe, you know, just things that my eyes seem to linger on a bit longer. Like the, the internet knows the stuff you’re interested in, probably better than you do. And so your preference is, uh, the Trade Desk and it’s a demand side platform.
The Trade desk representing, like the agencies that are buying ad space, they, there’s an auction takes place with the supply side platforms and there’s a whole bunch of those. Um, albeit the trade desk now sits on both sides as well, sometimes. And then between these sort of two sides that an auction takes place, it decides which advert I see.
And, uh, and this is like the backbone of how like all pretty much all uh, content on the internet is monetized, like advertising. And at the moment, like the dominant player is Alphabet. And to a lesser extent, like meta, when you see adverts on their sites, like that’s their own advertising solutions kicking in.
When you’re on Google, you know, Google powers most of the advertising on the entire internet. But if you want to come outside the, what’s termed the walled garden of those sites, um, and you’re an advertiser or you wanna buy ad space, then using companies like the Trade Desk helps you get like a good deal.
Either, you know, you sell your ad to the right places and you get like a good return on the ad or you sell like the space you have on the website. And you get like good appetizers that pay you like a nice amount of money. So, you know, like it like, or load appetizing, like it’s the, one of the biggest businesses in the world and the trade desk are a key player.
So I think it’s a, I think it’s a fitting, it deserves its place in our top five.
This is one of those companies that Monkey has owned and not owned and owned and studied for years.
hmm.
And it’s a little humbling to admit that I don’t think I fully understand, like in that deep down bones level why TTD has a moat that won’t somehow be, you know, um, encroached on. And this is now in this moment, you, you, I think now know that I have a, a fairly increased skepticism about what I would call software AI ish adjacent plays.
In any time I read or hear the, the what this company does, I’m like, yep, yep. Great. Awesome. And then I hear, right, and Amazon wants a part of this and what com you know, and what company doesn’t want a a, a chunk of this? And I cannot deep down explain to anyone why this won’t be disrupted,
I got outta this stock. I did, I did pretty well actually with my timing. I got out like a month before it really started to nosedive. And then from peak, like the, the, I dunno the valuation, but like the stock price got to a peak of like $39 in December, 2024. Sorry. No, that’s not correct.
It got to a peak of $139 and now it’s $39. So you got like owned, if you owned this stock over the last 12 months. Like I said, I got out on my tail between my legs ’cause I, same thing, like I could see how, like I say, really for me, like ag, agentic, commerce and AI was really gonna disrupt the advertising industry.
And to me, in my mind, like the companies that were positioned to benefit from that are like the alphabets and the walled gardens and like the rest of advertising is gonna have big problems.
Exactly, so here’s my challenge. To our Wall Street Wildlife community. I’m talking to you Beasties right now. I have a suspicion that the reason our community nominated TTD is out of some kind of anchoring, biases, revolving price that they’re saying, oh look, it used to be this high and it was this great company.
Always expensive. It wa it is an excellent company.
But now look, it’s about $40 per share. And it used to be, you know, so much higher that we wanna buy it now. And I’m saying, hmm, hmm, careful Beasties, because of exactly what I’m saying. I can’t for myself explain why this won’t be disrupted.
Especially if Amazon, like, I, I keep going, you know, if, if Amazon wants a piece of your pie, oh, they’re gonna get a piece of your pie, you know?
And so, so I, this is, this is my direct challenge to, to our beasties. Can somebody please on our Patreon school monkey, why TTD will, in fact, successfully fend off the attacking gorillas and why they do have a moat and why they will in fact end up, safe. Thank you, please, and thank you,
Yeah. But that, that’d be interesting on that point. But I think let, maybe just to like pull out a few sentences from our community nominators nomination of the TTD 20% plus revenue growth, strong margins, sticky client base with 95% retention rate. So, you know, these are, these are good numbers. 20% growth isn’t like setting the world on fire, but when you’re, when you’re like, you know, the big dog in, you know, outside of the wall gardens and they were a very big company.
Like that’s, that’s good revenue growth if you can keep it up and, you know, revenue retention of 95%, I guess that’s good. Like, maybe you might wanna see that higher. I, I, I think about a different number, which is. Dollar based net retention and I dunno what that is for the t, for the trade desk. But if dollar based net retention is like north of 110, 120%, that would be a good sign that advertisers are spending more.
I dunno what it is though. Maybe they, yeah, that’s, that’s my request. The community tells us about the dubner for TT d.
Yes. So, uh, monkeys on the record for saying that, uh, we now own 2.55 shares of TTD at the price of 39 point 13 and unsolicited, unsolicited, uh, monkey’s unsolicited opinion is that this is a mistake and that in fact the, uh, companies that were, that got six and seven votes, it was Rubrik and, uh, was it credo
Yeah,
that those would have been the better, the better portfolio buys, uh,
cybersecurity.
be careful. Don’t put your finger on the scale. Right. ’cause the, the community portfolio, if it just does like stuff you and I like, it’s not gonna outperform us. Right. And the, the community, you know, the. The, everything we said about the wisdom of crowds isn’t BS like that holds up these, I mean, I, I’m not gonna take like a strong, like, bare bull position on the trade desk, but it is a knockdown valuation.
It’s well established. It’s got like customers that are very embedded with it and been using it for, you know, many, many years. And it does have a phenomenal leader in Jeff Green, I think is the guy’s name. Um, so look, I mean, this could be, it’s not even like a turnaround play, it’s just like weathering the storm of investor sentiment right now.
And I, I don’t know my trade desk history, but I think it does have a history of having like massive drawdowns in the past and then recovering. So like, good on you. Community portfolio, keep doing stuff that Christophe don’t like. ’cause like that’s how, that’s how you’re gonna beat us. Yeah.
Yeah, no, you’re absolutely right. I mean, I’m being a little cheeky. Uh, I’m offering my opinion because I think it makes things interesting. Uh, I, I, you know, and if some rotten bananas come my way and all of a sudden monkey turns villain monkey, I’ll play, I’ll play the role of villain Monkey for a little while.
Just, you know, I think this is how good engagement comes from. You know, I, I, I’m on a record for saying I think I like two. I like three of these stocks. I think two are not gonna be great. I hope I’m proven wrong, and I hope that in fact, as you said, the wisdom of the crowd prevails and that all of these go, go gangbusters.
totally. Yeah. Yeah. Great. I also like three, a different three to you, so Yeah.
yeah. So there we go. It’s official. We now own all five of the top vote vote getters, Novo Nordisk, EDS Lemonade, PayPal, and the Trade Desk.
Super. Now we’ll be sticking those on our, like UpToDate live tracker and we’ll do a bit of engineering to get that set up. But once we have, we’ll stick a link on the Patreon, uh, which you can find@wallstreetwildlife.com. Uh, so you can follow along in real time and see how the jungle, the community portfolio is stacking up against the badger and the monkey portfolios.
Um, but this isn’t the end of it. This is just month one. We’ve now got our five first holdings. We are then gonna have in December, like a whole new batch of nominations. And if people wanna nominate the same stocks again, cool. Do it. If you wanna nominate staff that didn’t make the cut, do it. If you wanna nominate a brand new idea, do it.
We’ll vote on it, and then we’ll be buying one stock a month now for the next 11 months. And then that’ll take us up to, uh, the end of year three, kind of the first year for the community portfolio. But year three for us. By that point, it alone, 16 different things. And then maybe as we get a bit closer to having more than 10, we might start to introduce a process where, uh, the community can also vote on selling, adding, trimming, you know, doing like portfolio management essentially.
But we’ll cross that when we come to it. We don’t need to overcomplicate it right now. Let’s just build the portfolio to start with.
Yep. Uh, really great start, uh, solid community engagement. Good back and forth. Uh, I’m really, I’m really digging this process, so good job Beasties.
Great. So you wanna know what I’m not digging?
I have a suspicion. I have a suspicion. I know what you’re not digging. Given the frown, the frowny, sharp, sharp claws. I’m spotting, but go ahead, tell us what are you not digging?
Yeah, this Gen Genius group, what the heck? Like you sort of sprung this on me last week in episode 1 0 7, and I literally had like the opportunity to do like one quick Google as what even this thing is like Ed EdTech education technology in 2025. You know, you heard of this thing ai, right? What the hell?
What are you even playing at considering GNS.
Okay. Right. And I think your fundamental question is are you really investing in this because of the business or are you, uh, investing it mostly for, call it the, um, shenanigans and the honest answer is. That I would never have invested in this as a business standalone, not in a million years, first of all, because it’s a tiny, tiny micro cap.
It’s like $50 million. So I just wouldn’t touch it. What is it? Uh, it’s, it’s kind of a weird, uh, kind of, it’s trying to become a platform that teaches people how to live in the AI world by offering courses and conferences and bi It’s very Bitcoin centered and it’s saying there’s enough, uh, call it enough interest in for people to wanna go outside the usual mainstream way of living or thinking about finance and entrepreneurship, and they’re gonna educate you.
Right? And in order to do that, they’re basically kind of a real estate company. Where they’re kind of building. They’re modeling. They’re, they’re building these, call it Bitcoin cities in, I, I believe the first one is in Bali.
Hey, I’m just gonna say if you’re, if you’re not on the YouTubes, like the faces I’m making right now are like, what is Keep digging? Like, what the hell is this rubbish?
Yeah. Yeah. Well, it’s okay to be skeptical. Badge when, when monkey makes the big bucks, you know, we’ll paste a, a,
They building a
bit. They’re building a Bitcoin University in Bali. What
They, no, think of it. No, no, no, no. Think of it this way. They’re building resorts. All right. And they’re designing these resorts in a place like Bali, right? Where all these like-minded call it Bitcoin enthusiasts gather to learn how to be smarter, Bitcoiners and next level AI users.
And I actually support as an educator, believe it or not. Believe it or not, I’m actually buying this. This is not like, what’s, what’s weird to me? I think the old education models are completely dead dinosaurs. And if you have a forward-thinking entrepreneur that says, oh, what if we actually educated people in a fun way, in a cooler, more advanced AI centric way, and we, we kind of build cool hotels in a place like Bali where people actually wanna go to, right?
And then we chart our revenue comes from both the education and the, call it hospitality industry, that this is gonna be a decent enough, uh, business, just kind of like ground level. It’s also acts a little bit as a Bitcoin treasury company. So if Bitcoin goes up, stock gonna go up, Bitcoin goes down, stock kind of goes down.
And I
like
this is, I again, if you’re on the YouTubes, my face hasn’t changed. This is like the peak of bit of like crypto buffoonery. This is absolute garbage
Yeah, I, I said, I said I would not invest in this based on this alone. I’m just saying I think there’s enough here that makes it, a reasonable call it very high risk bet. But that’s half of it. That’s not why I’m investing in it. I’m investing in this because since I mentioned it to you last week, these guys have been collecting data for over three years that some hedge funds targeted genius group, GNS, deliberately because it is vulnerable for the reasons maybe, you know, your facial expressions suggest, right?
You don’t think it’s a great business. So the big hedge funds say, okay, we’re actually gonna just drive it down to zero because we can same stop, same stuff as in GameStop, right? Bad business model, just add the shorts until it collapses from the shorts. But the issue here, and this is why I actually care, and the more I get involved in this badge, the more I find myself really, really gly caring is it is now, I would say with 99% certain that the methods used by the hedge funds to short this thing are actually illegal. They’re
But kind of So what, so what, right. How does that help you as an investor?
because, uh, at some point badge you. I mean, this is, this is why GameStop was a successful kind of counter movement and counter revolution of sorts. This is not about Genius Group. This is about them being the guys, the David exposing massive corruption that has actually incurred massive financial losses on many people, and that there’s enough people here saying, we’re gonna fight the corruption.
And because of the structural setup, these call it massive, uh, hedge funds owe a massive amounts of shares that they literally created out of thin air naked shorting,
Yeah.
and that they owe those shares. But how are they gonna get the shares badge if no one is selling? And if the CEO is buying back shares aggressively.
And then more than that, depositing them in, call it for safekeeping and DRS registers so that the float is basically now teeny, teeny tiny. But the cost to borrow is going up and that these call it crooks, not call it crooks. These criminal, literal criminal entities owe millions of shares that they cannot get their hands on other than to break the law more. How’s this gonna affect me as an investor? Well, this is like classic, a classic setup for either a insane short squeeze or which is also likely there might be a massive cash settlement because these market makers actually can’t afford, they owe so many shares and if the price does anything, even approximate GameStop stuff, they would actually be bankrupt or owe billions and billions of dollars.
And so I wanna be part of the ride I got in at whatever was 80 cents a share and fair value when all this stuff started happening is in the. In, in the double digits probably. That’s like we’re talking about thousand X, you know, if any of these things unwind. Last thing I’ll say badge. Is that what Dr.
Continues to draw me to? This is, I was looking at the, the, the filings. Now the filings are made public. The, the, the documents that GNS is filing are now court approved and everything now is, is visible. And curiously, couple days ago, uh, Palantir as an example started saying, we feel our shares have also been naked shorted, which is illegal.
So you, you, it’s kind of like a, you know, the movement, so to speak, is being galvanized. In the direction of trying to say you can’t, you just can’t openly break the law, man. Like if you can’t, or actually that has been happening, but if you could actually do that and everybody knows about it and the SEC knows about it and the government still looks the other way because what, it’s too big to fail, then that’s a mess.
Massive problem. And so I’m all right. Owning these on a kind of David s live principle. And you know what, if it goes to zero because the corruption is so entangled and it can’t be fixed, then that’d be tragic and sad. And I’m okay dying, you know, fighting the good fight. But I wanna be part of this journey.
I wanna be part of the, the Call of Good guys trying to say, you can’t, you just can’t get away with this.
Alright. Okay. Fair enough. Fair enough. I mean, you if, if you as an investor, like at least there is like a, a financial return element to your kind of the shenanigans thesis.
It’s not just like a moralistic stance. ’cause if you wanna do something moralistic, I know, donate to like a legal organization or something.
No, no, that’s right. Badge. But let me clarify ’cause I think this is a good point. I would not call this an investment, but what this is, is closer to, uh, I mean the upshot here is so massive that it’s sort of like going into the casino and, you know, having counted the cards at the blackjack table and all of a sudden, you know, the odds are sort of in your favor due to the risk reward, and you decide to take a massive bet because just the RR is worth it.
But it’s not investing. It’s, it’s kind of, I call it opportunistic time, timely way to try to make an insane amount of money off of a tiny, low position. ’cause it’s like what, 0.5% of my portfolio. You would not want to necessarily go big with this, uh. And then you let the chips ride and as a bonus you get to be involved in something that I think is a really, really important cause.
So I’m cool with that. I’m cool with having a little bit of, call it fun and education and principal stances. And if I go up a thousand percent on this, you know, like, boy, that’s so much more satisfying than winning a blackjack hand.
Oh yeah, sure. Yeah. Okay. Look, fair enough. Fair.
So, uh, you know, time will tell. In, in hindsight, time will tell. I will, I will inc I will say there’s, um, there’s one account that I found whose YouTube channels I’ve been, uh, watching consistently now for several months at Wykoff g. He, uh, has little French Bulldogs as his mascot. He also runs a Discord and a bunch of the GNS people, including people who really know the dark shadows of the market.
You know, you could tell they’re professional market makers or whatever they’re involved. Uh, it’s a good little community. If you want to learn more about all of this, uh, I highly encourage you to follow his account and then make your way to the Discord Monkey will say, hi,
Yeah, So wait, uh, you were, uh, you said you nearly killed some people, uh, on the way back to try to make it in time for our recording,
Hyperbole. I was
just making you feel, I was making the monkey feel guilty. ’cause he kept me waiting for like nine minutes at the start. Although I did, so we just, we, Katrina and I rented a, like a big 10 bedroom mansion in Somerset. So we invited like a whole bunch of our nearest and dearest friends. The, it’s a group called the HQ fs, it’s our high quality friends.
So we invited our high quality friends to, um, that’s the name of the WhatsApp by the way. Uh,
oh, and that’s why, that actually explains why monkey did not get an invite.
Correct. Yeah. Right.
These guys would never, These guys would never, own like genius group. Right. There’s too, there’s too much quality in a group own garbage like that. Anyway, everyone came here to Somerset. We had an amazing time. Played, played traitors, um. I, uh, I’ve, uh, let, let me talk about this ’cause my mind was literally blown and I’m even gonna, hang on.
I’m even gonna read you, uh, so you know what you’re familiar with traitors, the game, the concept,
No, I don’t think I, am.
kind of like, it’s been, it’s been like in the zeitgeist and the UK tv so, uh, recently and I watched like one season, the celebrity traitors. It was actually very good. Essentially, like, have you played like mafia or werewolf, like those kind of social deduction games?
Okay.
Yeah. You, you familiar with those? Yeah,
Yeah, I think so. Like where somebody, you get a card and somebody is like the the villain and you gotta figure out who the villain Is
Kind of like, yeah, there’s like a sort of team, there’s a couple, an unknown number, a couple of kind of traitors bad guys, and then everybody else, and you kind of do stuff. So, but it’s like a, it’s a version of that which is a bit more elaborate and it can last over like multiple days. So we played it over like a three day weekend with a group of like 16 of us and it was incredible.
Like one of my buddies, t. Ran the game, ran it really, really well. Um, and I, I really got into it. I know genuinely this is like, I love games and this was like the best game I’ve ever played in my life. This
specific of this, of this game. Just the social, everyone was really into it, the role, everyone played their roles really well, and there’s a lot of like, you know, like backstabbing and double dealing
and,
Yeah.
Wait, batch, can you clarify? Can you clarify something for me? Just, I just wanna make sure I got this right. It’s not a board game. You were sort of like play acting roles. Correct.
Not even play acting just like we’re just our us. Like, you know. So I, it happened, I was like a faithful, which is like not one of the bad guys, and your job is to figure out who the bad guys are because they’re murdering people every night. You know, we’d have sort of three nights every day. Um, so people get murdered and then you’re trying to figure out where the hell were you at this time of this murder, and like, what’s your excuse for, like, why this happened and you.
You know, be just having the weekend and you’re just doing regular stuff, but you’re trying to work out, you know, who is being traitorous.
Oh my God. Monkey just had the most brilliant but obvious idea ever. Maybe a little update for our community is that our first inaugural Wall Street Wildlife meetup. We’re playing around with potentially meeting up in Vegas at, I think we’re moving the date forward a little bit to end of March, right of 26 to test the waters.
See how many of our Beasties would wanna join us in the city of sin.
Hmm.
What if, what if we play? Uh, this would be one of the main,
Wouldn’t work, wouldn’t work.
No. Anyway.
it work?
Uh, just, it just wouldn’t, you need more people than we’ll probably get,
and you
need more time.
need?
I’m not a traders expert, like probably 15, something like that to make it work. Um, but
Oh. So let this be a challenge to our community. Like, damn it, we need at least 15 of you so we could play, so we could play this, this new brilliant game. And if you don’t show up, then that’ll be, that’ll be, uh, really sad.
Okay. Alright. Well anyway, we will, I, I don’t think that’s a great idea for Vegas, but I do think Vegas is a great idea. Okay.
As opposed to, oh my God, what kind of good ideas for Vegas are you gonna subject, poor, humble monkey to,
There might be treachery, but there might be some treachery, but it won’t be, you know, fake treachery. It’ll be real treachery. God knows what’s gonna happen in Vegas.
Um, but, uh, anyway, lemme just sort of, ’cause I, we went down this rabbit hole of, you know, this is an incredible game. Um, I was one of the loudest voices in the game.
Uh, but every time I kind of steered a decision, it was the wrong decision and I was, and it got down to literally like the final three of us on the third day and the very last vote and. I was certain I, we’d, we’d finally got there. Like we’d, we’d failed as a dream of faithfuls throughout the entire game.
It was, it was TV worthy. And we got down to like the final three myself and then Zen, who is like the son of the organizer and like a very close like personal friend, 16-year-old guy, like super smart kid. And Nikki, one of her other like close super close friends who’ve flown under the radar the whole time.
And then me being the loud mouth, everyone else has been like murdered or eliminated and we know there’s like a bad person amongst the three. And I was, I had Zen’s number ’cause I knew he’d been manipulating me the whole way. And in the, literally in the last five minutes, he made such a compelling argument.
He completely turned me around and I then, and I pivoted like what would’ve been the deciding vote? And uh, yeah. And Zen had like manipulated me to death and he was the traitor the whole way.
Oh, you fell for it.
I got suckered by a 16-year-old in front of a big audience that’s on video. So
Oh, badge.
what was really funny, like I got so into this game on like the second night, I then made like a big diary and tried to remember as much as I could and I went down the rabbit hole with Gemini while at like 2:00 AM lying in bed while Katrina’s asleep and then like strategized and came up with all this playing.
And every time I gave Gemini an update on the final day to say, okay, this was our plan for the next steps and I did these things and I learned this and this is what happened. And Gemini basically roasted me so hard and it said something like, um, this is like a doomsday scenario like Luke, uh, you know, you are not only wrong, you are loud and you are wrong and you’re like the traitor’s greatest asset.
So this is why they’ve kept you in the game ’cause you’re an idiot basically.
So, so badge. If I could summarize for our, for our listeners, you use GPT, you’re a, you’re a call it quasi or professional poker player,
right.
and you got. Out hustled by a 16-year-old kid.
Yeah,
And here, and here it is. Our community is taken, taken. Your suggestions, your non-financial investment advice.
Okay. There you go. There you go. Yeah. Several, several folk, including his mom. Even his mom was like, wow, I need to now reassess the last two years. ’cause I thought I could read Zen like a book and like he has lied so effectively in this game, so kudos. Yeah.
Right on. No, that, that’s great. Uh, I, I’d love to learn more about this, uh, about this, uh,
game
You love it. One day we’ll have a way to play this game with the, with the right size community. Anyway, actually that is kind of a good segue to something I did want to touch on before we close the episode. Um, ’cause then is one of the kids, he’s now like pretty grown up in, you know, the wider group of, uh, like friends children that Katrina and I have encouraged to invest.
And, you know, we bought them either Rocket Lab or Eds, uh, this year. And, um, so Sunil has suggested you and I did an episode about a year ago, I think last December, investing for your children. And he said, well, maybe a good idea to recap that episode. Maybe repeat that a little bit, maybe update the advice.
And I, I kind of like that idea. It resonates with me. Maybe an episode on the run up to Christmas. ’cause if you’re gonna buy. Like a landfill gift for the kids in your family, maybe your own kids, or you know, maybe your nieces and nephews or friends’, kids. Okay, yeah, sure. If they’re really young, you might wanna buy them like a bit of landfill to entertain them.
But if you really want to contribute to their future, buy them, make, buy them an investment, get their investment journey started. And so that episode was all about how to do that in a simple manner.
Yeah, badge. We should definitely do it again. Sure. We’ll repeat ourselves, but this is when, when the, um, you know, gift buying stuff happens and if we could only get, say, two or three or 10 parents to really think deep about this particular, uh, way of giving. They will change their kids’ lives, uh, forever, you know?
And so I say, yeah, we absolutely need to do that episode again. It’s a lot easier than you think. I couldn’t be more supportive of that. So, uh, Sunil, thank you for that, for that suggestion. Yeah, let’s do that.
And if you, let me put a request out to everybody who’s listening. So, uh, we are gonna, we, in that episode, we will, we’ll do it similar to the way we did last time, which is like, what is the absolute simple. Set it and forget it approach to get your kids’ investment or, you know, friend’s, kids’, investment started, and then what’s the more complex approach that could really start their journey as like a, kind of like a stock picker to some extent it’s not necessary, but that’s like, you know, the extra bit you could do.
But give us some questions like what, what should we talk about there? What, what kind of, how to communicate it to your kids or like how to find the kind of companies that might excite them or, you know, whatever it might be. Tell us, tell us what we can field in that episode to bring it to life after we do like the super simple five minutes.
This is all you need to know, but
Awesome. Cool.
Great. Hey, can I, one, one more small thing, like I learned this morning actually over breakfast, like the daughter, one of the girls in this group got her Rocket lab shares and now she’s been putting aside like five pounds of her own pocket money every week. And she’s investing it.
It’s like she’s adding it to her investment account and now look, she’s like, you know, she’s, she’s an investor, and she’s like, you know, she’s what, 13, 14 years old? So,
wow. That’s it. That’s, it. That’s, that was the objective that
Yeah, absolutely. Brilliant. Uh, badge. I think we’re helping make a lot of young beasties, you know, uh, where does their journey start?
their journey starts right here.
Ah.
